Processing is the biggest POS cost.
Some vendors publish a flat rate. Others quote by volume, or let you bring your own processor. Supported payment methods are not the same thing as a published rate, and we never present them as one.
Scores compare documented fit and value. They are analysis, not laboratory benchmarks, customer-review averages or vendor claims.
Integrated cards, debit, contactless, Tap to Pay, online and invoice payments, recurring billing, ACH, gift cards, loyalty, Bitcoin and stablecoins; processor pricing follows the merchant agreement
Contract context: Monthly and annual billing; no setup fee; annual volume discount is 10% for 1-2 terminals, 25% for 3-10 terminals and 30% for 11+ terminals
Last verified 2026-09-02
Integrated payment pricing by quote
Contract context: Monthly-billed plans shown; one-time setup fee applies
Last verified 2026-09-02
Integrated payment rates by quote
Contract context: Monthly and annual options shown; annual billing saves 10%
Last verified 2026-09-02
US Checkfront Payments: 2.9% + 30¢ domestic cards; Amex 3.4% + 30¢
Contract context: No setup fee; subscription plus online booking fee
Last verified 2026-09-02
Cin7 Pay and external payment/POS integrations; rates depend on provider
Contract context: Subscription terms vary; confirm in quote
Last verified 2026-09-02
Varies by plan and Clover sales partner
Contract context: Terms and termination fees vary by provider; Clover hardware subscriptions are non-cancelable except in stated buyout or upgrade situations
Last verified 2026-09-02
Processor connections and rates are quote-based
Contract context: Custom enterprise agreement
Last verified 2026-09-02
Payment-provider and integration costs vary
Contract context: Custom agreement and implementation
Last verified 2026-09-02
Payment handling included; processing rates by quote
Contract context: Annual agreement with monthly billing
Last verified 2026-09-02
Flat 2.6% published rate
Contract context: Monthly or annual billing; 14-day trial
Last verified 2026-09-02
Card processing starts at 2.59%; bank payments carry a 1% fee
Contract context: No long-term contract required; monthly and annual options available
Last verified 2026-09-02
Requires an IT Retail processing agreement; rate by quote
Contract context: Growth and Premium advertise no long-term software contract; verify processing terms separately
Last verified 2026-09-02
Published US card rates include 2.9% + 30¢ online and 2.7% + 30¢ Tap to Pay; ACH 1%
Contract context: Month-to-month has no commitment; discounted 12-month and annual prepaid options also offered
Last verified 2026-09-02
Published standard rates: 2.6% + 10¢ in person; 2.6% + 30¢ card-not-present; custom rates available
Contract context: Custom agreement
Last verified 2026-09-02
Integrated Lightspeed Payments; exact rates depend on plan and quote
Contract context: Confirm billing term and package conditions with sales
Last verified 2026-09-02
Published US card-present rate: 1.5% with Lightspeed Payments; confirm eligibility and full fee schedule
Contract context: Monthly and annual billing shown; annual billing offers a discount
Last verified 2026-09-02
Integrated payments; exact rates and total price depend on plan and activity
Contract context: Confirm selected plan, add-ons and billing term in quote
Last verified 2026-09-02
NRS Pay terms and rates vary by merchant agreement
Contract context: Confirm software, NRS Pay and hardware terms in the merchant agreement
Last verified 2026-09-02
Depends on selected payment provider and integration
Contract context: Monthly or annual subscription options
Last verified 2026-09-02
Integrated payments and financing; rates by quote
Contract context: Custom agreement
Last verified 2026-09-02
Basic publishes 2.6% + 10¢ in person and 2.9% + 30¢ online with Shopify Payments
Contract context: Monthly plans available; discounts and some enterprise offers use longer billing terms
Last verified 2026-09-02
All-In: 2.79% + 20¢ card-present; Essentials: 2.45% + 15¢ except Amex 3.19% + 15¢
Contract context: All-In has a 2-year minimum; POS Essentials is month-to-month
Last verified 2026-09-02
Plan-dependent; Square Plus publishes 2.5% + 15¢ for in-person payments
Contract context: No early-termination fee on standard Square software plans
Last verified 2026-09-02
Integrated payment rates depend on volume and transaction type
Contract context: Month-to-month or discounted annual billing; no long-term contract required
Last verified 2026-09-02
Flat-rate or custom pricing by package; obtain the current written rate sheet
Contract context: Terms vary by package, financing and processing agreement
Last verified 2026-09-02
TouchBistro Payments uses quote-based rates
Contract context: Confirm subscription, hardware financing and payment terms in the quote
Last verified 2026-09-02
Vagaro Merchant Services rates depend on account and services
Contract context: Cancel anytime without a cancellation fee
Last verified 2026-09-02
Workiz Pay rates by quote; online payments, card readers and Tap to Pay are supported
Contract context: Monthly and discounted annual plans; confirm term in quote
Last verified 2026-09-02